FIRST CLASS

Accreditation

School:059046-00 / First Class Cosmetology                                              School Alternate Names: n/a

Address:306 State Street Beloit, WI 53511

Expanded Campus:

Accreditation Status: Fully Accredited                         

Date Accred Status Changed: 3/2022

Initial Accreditation Year:2010

Last Anniversary:05/2019                                                                           Continuing Education: n/a

Next Renewal:05/2025

Contact: Angie McCaslin

Phone Number:(608) 362-5216

Programs: Advanced Esthetics (150.00 hours), Cosmetology (1550.00 hours), Esthetics (600.00 hours), Manicuring (350.00 hours), Massage Therapy (750.00 hours),

Annual Report Statistics

2023 School(all programs)   2023 Cosmetology   Esthetics   Manicuring   Massage  Barbering

Graduation rate: 88.89%                   85.3%           94.4%        84.6%          100%        87.5%

Placement rate:  92.19%                   88.5%           85.7%        100%           100%        100%

Licensure rate:  91.53%                     91.7%           84.6%        100%            100%        83.3%

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2022 School(all programs)     2022 Cosmetology   Esthetics  Manicuring

Graduation rate: 89.3%

Placement rate: 84%

Licensure rate: 95%

 

2021 School (all programs)      2021 Cosmetology        2021 Esthetics              2021 Manicuring

Graduation rate: 91.94%            93.75%                         95%                              80%

Placement rate: 85.19%             86.6%                           75%                             100%          

Licensure rate: 83.33%              86%                              67%                             100%        

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Programs that exceed State Required hours

For Esthetic Program, as stated in our student catalog: Students enrolled in our program are required to complete 600 hours of approved training, which exceeds the requirements of the State of WI.  First Class Cosmetology School has opted to increase the hours of our Aesthetic program to provide students with more advance studies and hands on experience benefiting the educational experience and overall career readiness.  Completing this program will make you eligible to test for the WI Aesthetic Licensure.  

 

For Manicuring Program, as stated in our student catalog: The Manicuring program exceeds WI requirements by providing an additional 50 hours of instruction. The State of Wisconsin requires 300 hours and The State of Illinois requires 350 hours for their Manicuring programs respectively.  We have determined this to be necessary due to our location on the state border of IL and WI.  Upon completion, you will be ready to take the licensing exam, and meet requirements for licensure in either WI and/or IL.   Meeting both states requirements allows for more job opportunities upon graduation.

 

For the massage program, as stated in our student catalog: Our program exceeds the minimum of 600 hours required by the State of WI to benefit our student’s performance and to provide each student the option of seeking National Certification once the required work experience has been obtained.

 

For the Barbering-1500 hours: as stated in our student catalog: First Class Cosmetology School is excited to add both a 1000-hr and 1500-hr Barbering program to our current course offering.  The State of WI requires 1000 hours of training to be eligible to take the licensing exam.  We are also offering an additional 1500-hour course to meet the needs of those students who wish to pursue their licensure and career in IL.

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Occupational Physical Demands

COSMETOLOGISTS,  BARBERS  and ESTHETICIANS FREQUENTLY:

• Use their hands to handle, control, or feel objects, tools, or controls.

• Repeat the same movements.

• Stand for long periods of time.

• Bend or twist their body.

IT IS IMPORTANT FOR HAIRSTYLISTS, COSMETOLOGISTS, and BARBERS TO BE ABLE TO:

• See details of objects that are less than a few feet away.

• Hold the arm and hand in one position or hold the hand steady while moving the arm.

• Use one or two hands to grasp, move, or assemble objects.

• Use fingers to grasp, move, or assemble very small objects.

• Understand the speech of another person.

• Speak clearly so listeners can understand.

• See differences between colors, shades, and brightness.

 

MASSAGE THERAPISTS FREQUENTLY:

• Stand for long periods of time.

• Repeat the same movements.

• Use their hands to handle, control, or feel objects, tools, or controls.

IT IS IMPORTANT FOR MASSAGE THERAPISTS TO BE ABLE TO:

• Use one or two hands to grasp, move, or assemble objects.

• Use muscles for extended periods without getting tired.

• Use stomach and lower back muscles to support the body for long periods without getting tired.

• Move two or more limbs together (for example, two arms, two legs, or one leg and one arm) while remaining in place.

• Understand the speech of another person.

• Hold the arm and hand in one position or hold the hand steady while moving the arm.

• Be physically active for long periods without getting tired or out of breath.

• Speak clearly so listeners can understand.

• Use muscles to lift, push, pull, or carry heavy objects.

• See details of objects that are less than a few feet away.

• Bend, stretch, twist, or reach out.

• Use fingers to grasp, move, or assemble very small objects.

 

MANICURING

Physical dexterity: This position requires the following physical abilities: balancing, stooping, kneeling, crouching, reaching, standing, walking, pushing, pulling, lifting, fingering, grasping, tactile sense, repetitive motions, seeing, hearing, talking, and visual acuity

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Licensing Requirements

Cosmetology, Barbering, Esthetics and Manicuring:

To be eligible for either WI or IL State licensure exam, students must graduate from their respective program of study, meeting all school and state requirements.  Upon graduation from First Class Cosmetology School, students meet the eligibility requirements to test in either WI and/or IL.  If interested in other states’ requirements and reciprocity information, please contact the admissions office.

 

The State of WI requires passing of both a written and practical exam for licensure.  Students at First Class Cosmetology School take a mock state board exam as their final practical, ensuring proficient knowledge for the state licensure exams.  We assist students with packing of the state board practical kit required for the practical exam.  Written tests are taken throughout all courses of study with an emphasis on preparation for the state board exam. 

 

The State of IL requires only a written exam for licensure.  Additionally, a practical exam score is required from the attended school.

 

Massage Therapy Licensing Info:
In order to become a Massage Therapist you must meet educational requirements and pass a State Licensing Exam. You
must hold a valid State License in the state you are working.
Education Requirements for WI : 600 hours         First Class Cosmetology School Program: 750 hours
Exam FEE: $150.00
Applicants must have submitted a DSPS application for licensure before taking the examination. After the application is
reviewed, DSPS will assign an ID#, test name, and password. It is recommended that applicants do so as soon as
reasonable. If an applicant fails the examination, the applicant will be required to pay a fee to retake the examination. A
passing score is required for licensure.
The exam consists of 40 questions in multiple choice and true/false format. Passing score for the exam is 85%.
CEU/Renewal: Beginning with the renewal period commencing on March 1, 2015, each Massage Therapist/Bodywork
Therapist must complete 24 hours of continuing education, including two (2) hours of ethics, to renew a license.
Acceptable continuing education must cover topics within the scope of practice of massage therapy and bodywork therapy
or related business practices. The topic of at least two (2) of the total continuing education hours in each biennium shall be
ethics.
NOTE: Does not apply to the biennium when license was first issued or for first renewal of license.
Biennium from 3/1/odd to 2/28/odd

 

Obtaining Title IV Aid

First Class Cosmetology School is eligible to participate in the Title IV Federal Student Aid program administrated by the U.S. Department of Education; for those who qualify. Please see the directions below to obtain Title IV Aid. The money provided through these programs can be in the form of grants, loans, or combination of any of these programs. Grants are monies given by the United States Government. They do not have to be repaid. Loans are borrowed money. They must be repaid with interest. Please contact the Financial Aid Office for more details. Please follow the steps listed below to apply for Financial Aid.

• Create an FSA ID: username and password

• Complete a Free Application for Federal Student Aid (FAFSA)

• Accept the amount on the Financial Aid Award Letter

• Contact Financial Aid Office to start the process – 608-362-5216

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Entrance Counseling Policy

Before receiving a student loan at First Class Cosmetology School, borrowers must complete an entrance counseling session. This quick and easy interactive counseling session provides useful tips and tools to help you develop a budget for managing your educational expenses and helps you to understand your loan responsibilities.

 

This online entrance counseling session will take about 20-30 minutes to complete. Students must visit www.studentloans.gov to complete their entrance counseling before receiving a student loan.

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Exit Counseling Policy

Prior to graduating or leaving First Class Cosmetology School, borrowers are required to complete an exit counseling session. This online exit counseling session has been created to make sure that you understand your rights and responsibilities as a Direct Loan borrower. Student must visit www.studentloans.gov to complete their exit counseling.

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State Grant Assistance

First Class Cosmetology School does not receive State Grant assistance.

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Title IV/Preferred Lender Code of Conduct

First Class Cosmetology School

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Title IV Aid – School Code of Conduct Policy

First Class Cosmetology School strives to educate, counsel, and provide financial resources to all students so that they may achieve their higher-learning goals to be prepared for careers in the fields of cosmetology and esthiology.

In compliance with the federal law, First Class Cosmetology School officers, employees, and agents shall maintain exemplary standards of professional conduct in all aspects of carrying out his or her responsibilities, including all dealings with any entities involved in any manner in student financial aid, regardless of whether such entities are involved in a government sponsored, subsidized, or regulated activity.

Any officers, employees and agents shall refrain from:

• Entering into any revenue-sharing arrangements with any lender.

• Soliciting or accepting any gift from a lender, guarantor, or servicer of education loans. For purposes of this prohibition, the term “gift” means any gratuity, favor, discount, entertainment, hospitality, loan, or other item having a monetary value of more than a de minimis amount.

• Accepting from any lender or affiliate of any lender any fee, payment, or other financial benefit (including the opportunity to purchase stock) as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education loans.

• Assigning, through award packaging or other methods, the borrower’s loan to a particular lender; or refuse to certify, or delay certification of, any loan based on the borrower’s selection of a particular lender or guaranty agency.

• Requesting or accepting from any lender any offer of funds to be used for private education loans, including funds for an opportunity pool loan, to students in exchange for the institution providing concessions or promises regarding providing the lender with specified number of loans, volume, or a preferred lender arrangement for such loans.

• Requesting or accepting from any lender any assistance with call center staffing or financial aid office staffing.

• Receiving anything of value from the lender, guarantor, or group of lenders or guarantors for any employee who is employed in the financial aid office, or who otherwise has responsibilities with respect to First Class Cosmetology School’s education loans or other student financial aid, and who serves on an advisory board, commission, or group established by a lender, guarantor, or group of lenders or guarantors, except that the employee may be reimbursed for reasonable expenses incurred in serving on such advisory board, commission, or group.

• Any officers, employees or agents’ pledges to diligently:

  • Help students seek, obtain, and make the best use of all financial resources available and provide services that do not discriminate on the basis of race, religion, color, financial status, sex, ethnic origin, age, veteran status or sexual orientation.

  • Respect and protect the confidentiality the students’ records and of the economic circumstances of the student and student’s family. Information will be released only on the written consent of the student and/or student’s family, and all policies and procedures shall protect the student’s right of privacy.

  • Commit to the highest level of ethical behavior and refrain from conflict of interest or the perception thereof.

 

Self-Certification

The Truth in Lending Act (TILA) requires that before a private educational lender may consummate a private education loan (Sallie Mae) for a postsecondary student, the private education lender must obtain the completed and signed Self-Certification Form from the applicant. Every student must complete this form before accepting a loan and return it to Sallie Mae before they can process.

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FERPA Policy

In compliance with the Family Educational Rights and Privacy Act (FERPA) of 1974 the school follows policies that:

• The right to inspect and review the student’s education records within 45 days of the day the Institute receives a request for access. A student should submit to the Director of Education a written request that identifies the record(s) the student wishes to inspect. The Director of Education will make arrangements for access and notify the student of the time and place where the records may be inspected.

• The right to request the amendment of the student’s education records that the student believes are inaccurate, misleading, or otherwise in violation of the student’s privacy rights under FERPA. A student who wishes to ask the Institute to amend a record should write the Director of Education, clearly identify the part of the record the student wants changed, and specify why it should be changed. If the Institute decides not to amend the record as requested, the Director of Education will notify the student in writing of the decision and the student’s right to a hearing regarding the request for amendment. Additional information regarding the hearing procedures will be provided to the student when notified of the right to a hearing.

• The right to provide written consent before the Institute discloses personally identifiable information from the student’s education records, except to the extent that FERPA authorizes disclosure without consent. The Institute discloses education records without a student’s prior written consent under the FERPA exception for disclosure to school officials with legitimate educational interests. A school official is a person employed by the Institute in an administrative, supervisory, academic or research, or support staff position; a person or company with whom the Institute has contracted as its agent to provide a service, such as accrediting agency or auditing firm.  A school official has a legitimate educational interest if the official needs to review an education record in order to fulfill his or her professional responsibilities for the Institute.

• The right to file a complaint with the U.S. Department of Education concerning alleged failures by the Institute to comply with the requirements of FERPA. The name and address of the Office that administers FERPA is:

​Family Policy Compliance Office
U.S. Department of Education
400 Maryland Avenue, SW
Washington, DC 20202-5901

 

The Institute requires written authorization from a student or parent or guardian (in case of a minor) or graduate in order to release academic, attendance, enrollment status, financial aid and/or any other information to agencies, prospective employers, or any other party seeking information about the student. NACCAS reserves the right to inspect student records for any accreditation purposes. The institute requires written consent from the student or guardian for release of records in response to each third party request unless otherwise required by the law.

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Verification Policies and Procedures

The Central Processing System (CPS) randomly selects financial aid applications for a process called “verification.” The Financial Aid Office will verify all applications selected by the federal processor. In addition, the Financial Aid Office may verify any application that appears to have inaccurate or conflicting information even though it was not selected by the federal processor.

Financial aid applicants selected for verification must comply with the verification procedures set forth in the Federal regulations. Applicants will be notified that they have been selected for verification, either by the Federal Processor through a comment on the Student Aid Report (SAR) or by First Class Cosmetology School through a letter and/or e-mail.

First Class Cosmetology School will use the Federal Verification Worksheet. The verification worksheet will be available by paper in the Financial Aid Office. The completed worksheets, along with the proper support documentation, must be returned to the Financial Aid Office 30 days after the student has been notified or prior to starting school. The Financial Aid Office will follow the procedures outlined in the Federal Financial Aid Handbook to complete the verification process.

Items to be Verified:

• Adjusted Gross Income (AGI)

• Federal Income Tax Paid

• Number of Family Members in the Household

• Number of Family Members Attending College at least half-time

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Untaxed Income:

• Child support

• Pensions & IRA/Keogh deductions

• Interest on Tax-free bonds

• All other untaxed income included on the Federal tax return; excluding information on the schedules.

• Failure to provide the requested documentation will result in discontinued processing of the financial aid application. Conflicting data must be verified before the process can be completed. Title IV aid will not be disbursed until the verification process has been completed by the Financial Aid Office. Corrections to data will result in a recalculation of eligibility. If the recalculation results in a change to the Expected Family Contribution, the Financial Aid Office will submit the corrections electronically to the Federal Processor. When the corrected Institutional Student Information Record (ISIR) is received, the awarding process will continue and financial aid eligibility will be determined from the new ISIR. The student will be notified of any corrections via a revised Student Aid Report from the Federal Processing Center.

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High School Diploma Policy

As a condition for enrollment, First Class Cosmetology School requires that students provide valid proof of education. This includes a copy of a prospective student’s high school diploma, high school transcript or a General Equivalency Diploma (“GED”). The Institute does not accept Ability to Benefit (“ATB”) students. The Wisconsin Education Department recognizes state registered home school programs with a state ID that is recorded on their official diplomas. Foreign High School Diplomas/Transcripts must be translated and evaluated by an education credential evaluation company to determine equivalence to a US high school diploma.

If high school information appears to be questionable an official transcript will be requested and evaluated by the director of admissions prior to enrolling the student. Particular attention shall be paid to situations involving online programs, older adult learners, or in situations where several students from the same online school have sought enrollment.

Upon receipt, the director of admissions shall review the transcript with particular attention to the student’s date of entry and graduation date. Sufficient time lapse should occur between such dates.

If the high school information cannot be verified, the student will be required to take and pass a GED test prior to enrollment.

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Return to Title IV Policy

In accordance with federal regulations, students may forfeit a portion of their federal student financial assistance if they fail to complete the program of study in which they were enrolled. This policy affects students who:

                     received or were eligible to receive federal student financial assistance authorized under Title                         IV of the Higher Education Act (HEA), i.e., Federal Pell Grants or Federal Direct Student Loan                         (FDSL) program funds,

and

                   who withdrew or were terminated from the institution during the first 60% of any payment period.

 

Determination of Withdrawal

 Students will be considered to have withdrawn from their program of study on the date of their official notification to the school of their intent to withdraw, or for unofficial withdrawals, after 14 consecutive calendar days of absence unless the student is on an approved leave of absence as otherwise stated in the institution’s policies. For students whose enrollment has been terminated by the institution, the date of such action shall be considered as the date of withdrawal determination. The student’s last date of attendance in the program will be considered as the withdrawal date for purposes of the required calculations.

 

 Determination of Federal Aid Earned

Eligible Title IV federal aid recipients whose last recorded date of attendance, per the institution’s attendance records, is within the first 60% of a payment period are considered to have earned federal aid only in an amount equal to the percentage of time that the student was enrolled during the payment period, rounded to the nearest 1/10 of one percent (Example: 33.333% = 33.3%, 66.666% = 66.7%). The percentage of the payment period completed is calculated by the number of clock hours the student was scheduled to complete in the payment period as of the withdrawal date divided by the total number of clock hours in the payment period.

Accordingly, a required calculation will be performed to determine the amount of federal student aid funds earned by the student for the period of time he/she was enrolled. If the student remained enrolled for more than 60% of the payment period, all federal aid disbursed has been fully earned. This calculation will be done before a tuition refund calculation is performed in accordance with the institution’s refund policy and may result in a determination of the amount of unearned aid that must be returned to the USDE by the institution, as well as the amount to be returned by the student.

The institution will notify the student upon completion of this calculation if the student has any responsibilities to repay any federal funds beyond the scope of the student’s existing student loan repayment obligations. In many cases, any return of unearned Title IV funds will result in adverse financial consequences including the student owing tuition and fees to the institution that would otherwise have been paid with federal student aid.

 

Determination of Funds to be Returned

If the R2T4 calculation results in the determination that the amount of federal aid disbursed for the period on behalf of the student exceeds the amount of federal aid that has been earned by the student for that period, then a refund of the unearned portion must be returned to the U.S. Department of Education. The institution will be responsible for its portion of the refund and the student may be responsible for returning his/her portion of the unearned federal aid as determined by the calculation.

 

Unearned funds to be returned to the U.S. Department of Education by the institution, and any unearned grant funds owed by the student, must be repaid within 45 days of the date the institution determined that a student has withdrawn. Unearned, Title IV funds owed by the student to a federal loan program must be repaid in accordance with the repayment terms of the student’s loan.

Refunds of unearned federal student aid will be returned to the Title IV programs in the following order: 1. Unsubsidized Direct Loans

2. Subsidized Direct Loans

 3. Direct PLUS Loans

4. Federal Pell Grants

 

Determination of Funds to be Disbursed (Post Withdrawal Disbursement)

If the R2T4 calculation results in the determination that the amount of federal aid earned by the student for the period exceeds the amount of federal aid that has been disbursed on the student’s behalf for that period, then the student may be entitled to a post-withdrawal disbursement of earned funds. Earned federal grant funds will be disbursed by the institution within 45 days of the date of withdrawal determination. Earned federal student loan funds, eligible for post-withdrawal disbursement, will be offered to the student within 30 days of the date of withdrawal determination. The student shall have 14 days to accept or decline disbursement of those funds.

Post-withdrawal disbursements shall first be applied to the student’s account to cover any charges that remain unpaid after the student’s withdrawal from the institution. In the event all charges owed by the student have been paid in full, and a credit balance remains on the account, such credit balance will be returned to the student within 14 days of disbursement.

 

Title IV Credit balances when a student withdraws

When a student withdraws during a period with an existing Title IV credit balance, the Title IV credit balance is handled as follows:

1. Do not release any portion of a Title IV credit balance to the student, and do not return any portion to the Title IV programs prior to performing the R2T4 calculation. The institution must hold these funds even if, consistent with the 14-day credit balance payment requirement, it would otherwise be required to release them.

2. Perform the R2T4 calculation and include any existing Title IV credit balance funds as disbursed aid for the period.

3. Apply any applicable refund policy (state, accrediting agency, institutional, etc.) to determine if doing so creates a new or larger Title IV credit balance.

4. Allocate any Title IV credit balance as follows:

• Any Title IV credit balance must be allocated first to repay any grant overpayment owed by the student as a result of the current withdrawal. The institution must return such funds to the Title IV grant account within 14 days of the date that the institution performs the R2T4 calculation.

• Within 14 days of the date that the institution performs the R2T4 calculation, an institution must pay any remaining Title IV credit balance funds in one or more of the following ways:

-In accordance with the cash management regulations, to pay authorized charges at the institution (including previously paid charges that now are unpaid due to a return of Title IV funds by the institution);

- With the student’s written authorization, to reduce the student’s Title IV loan debt (not limited to loan debt for the period of withdrawal);

-To the student (or parent for a Direct PLUS Loan);

- If the institution cannot locate the student (or parent) to whom a Title IV credit balance is owed, it must return the credit balance to the Title IV programs that most benefits the student.

INSTITUTIONAL REFUND POLICY

Cosmetology/ Barbering/Esthetics & Advanced Esthetics/ Manicuring Program

 

Enrollee’s Right to Cancel

You may cancel this agreement by mailing or delivering a notice to First Class Cosmetology School, 306 State St, Beloit WI 53511, before midnight of the third business day after you sign this agreement.  “Business Day” means any calendar day except Saturday or Sunday, and except for the following business holidays: New Year’s Day, Martin Luther King Jr.’s Birthday, Washington’s Birthday, Memorial Day, Independence Day, Labor Day, Columbus Day, Veteran’s Day, Thanksgiving, and Christmas.  If you wish you may use this page as written notice by writing “I hereby cancel” and adding your name and address. A duplicate of this page is provided to you by the school for your records. *All classes at First Class Cosmetology School are taught in English.  If your principal language is other than English, please inform administration if you would like a copy of this Right to cancel in your principal language.

 

For Applicants who cancel enrollment or students who withdraw from enrollment, a fair and equitable settlement will apply.  The following policy will apply to all terminations for any reasons, by either party, including student decision, course or program cancellation, or school closure.

Any monies due to the applicant or students shall be refunded within 30 days of the official cancellation or withdrawal.  Official cancellation or withdrawal shall occur on the earlier of the dates that:

1. An applicant is not accepted by the school. The applicant shall be entitled to a refund of all monies paid.

2. A student (or legal guardian) cancels his/her enrollment in writing within three business days of signing the enrollment agreement.  In this case all monies collected by the school, shall be refunded, regardless of whether the student has started classes.

3. A student has canceled his/her enrollment after three business days of signing the enrollment agreement but prior to starting classes.  In these cases, he/she shall be entitled to a refund of all monies paid to the school minus the registration fee of $90.00 and application fee of $10.00.

4. A student notifies the institution of his/her withdrawing in writing.

5. A student on an approved leave of absence notifies the school that he/she will not be returning.  The date of the withdraw shall be the earlier of the date of expiration of the leave of absence or the date the student notifies the institution that the student will not be returning.

6. A student who is expelled from school. (unofficial withdrawals will be determined by the institution by monitoring attendance at least every 30 days)

7. In type 2,3,4 or 5, official cancellation or withdrawals, the cancellation date will be determined by the postmark on the written notification, or the date said notification is delivered to the school administration or owner in person.

• For students who enroll and begin classes but withdraw prior to course completion (after three business days of signing enrollment agreement) the following schedule of tuition earned by the school applies.  All refunds are based on scheduled hours:

 PERCENTAGE OF SCHEDULED TIME                             TOTAL TUITION CHARGE

0.01%       to    04.9%                                                                    20%

5%      to    09.9%                                                                           30%

10%       to    14.9%                                                                         40%

15%       to    24.9%                                                                         45%

25%       to    49.9%                                                                        70%

50% and over                                                                                 100%

 

Any monies due the applicant or student will be refunded within 30 days of formal cancellation date as defined above. In the case of disabling illness or injury, death in the student’s immediate family or other documented mitigating circumstances, a reasonable and fair refund settlement will be made. If the school permanently closes or is no longer offering instruction after a student has enrolled, the school will provide a pro rata refund of tuition to the student. If the school cancels a course after a student’s enrollment, the school will either provide pro rata refund for all students transferring to another school based on the hours accepted by the receiving school, or completion of the course at a later date. The school does not participate in any teach-out plans with other institutions.

 

Students who withdraw or terminate prior to course completion are charged a cancellation or administrative fee of $100.00. This refund policy applies to tuition and fees charged in the enrollment agreement. Other miscellaneous charges the student may have incurred at the institution (EG: extra kit materials, books, products, books unreturned school property, etc.) will be calculated separately at the time of withdrawal. All fees identified in the catalog and in this enrollment agreement

 

 

If a Title IV financial aid recipient withdraws prior to course completion, a calculation for return of Title IV funds will be completed and any applicable returns by the school shall be paid, as applicable, first to unsubsidized Federal Stafford Student Loan Program, second to subsidized Federal Stafford Student Loan Program, third to Federal Pell Grant Program; fourth to other Federal, State, private or institutional student financial assistance program; and last to the student. After all applicable returns to Title IV aid have been made, this institutional refund policy will apply to determine the amount earned by the school and owed by the student. If the student received personal payments of Title IV aid, he/she may be required to refund the aid to the applicable program.

 

Collection Policy: Any student that withdraws, is terminated, or completes the program with an unpaid balance must make reasonable repayment arrangements.  If the student fails to do so, First Class Cosmetology School will begin collection methods that reflect ethical business practices.   Ultimately if arrangements for payment cannot be met, or are not followed through with, the student will be sued in an attempt to collect the unpaid debt. Collection fees will be added to your unpaid balance.

 

*The School is currently eligible to participate in federal Title IV Financial Aid Program

INSTITUTIONAL REFUND POLICY

Massage Therapy Program

The Student will receive a full refund of all money paid if the student:

1. The student cancels within three-business days

2. The student accepted was unqualified, and the school did not secure a disclaimer

3. The school procured the student’s enrollment as the result of any false representations in the written materials used by the school or in oral representation made by or on behalf of the school.

Refunds will be made within 10 business days of cancellation.

 

A Massage student who withdraws or is dismissed after attending at least one class, but before completing 60% of the scheduled instruction in the current enrollment period, shall be entitled to a pro rata refund, less any amounts owed by the student for the current enrollment period.  Pro rata refund shall be determined as the number of units remaining after the last unit completed by the student, divided by the total number of units in the enrollment period, rounding down to the nearest downward to the nearest ten percent. Pro rata refund is the resulting percent applied to the total tuition and other required costs paid by the student for the current enrollment period.

 

This policy applies to all terminations for any reason, by either party, including student decision, course or program cancellation or school closure. In the event of school closure or program cancellation the school will allow completion for those currently attending.  In such case that allowing for completion is not foreseeable, a pro-rated refund will be made to the student.

 

As part of this policy, the school may retain a one-time application fee of no more than $10 and registration fee of 90$. The school will make every effort to refund prepaid amounts for books, supplies and other charges that has not been used.   A student will receive the refund within 40·days of termination date.  If a student withdraws after completing 60% of the instruction, and withdrawal is due to mitigating circumstances beyond the student’s control, the school may refund a pro rata amount. A written notice of withdrawal is not required.  You will be administratively withdrawn after 14 days of unreported absences and refunds will be based on last day of attendance.

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